Bank rates com - If you were to invest $1,000 in a one-year CD that earns a rate of 5.2 percent, you’d have around $1,052 when the CD matured. Type of account: 1-year CD. Opening deposit: $1,000. APY: 5.2% ...

 
Bank rates comBank rates com - Monthly payments on cars have soared — an average monthly payment of $532 for used vehicles and $738 if you buy new, according to Experian. Many consumers consider refinancing — or replacing ...

Auto insurance protects your finances from the unexpected. Use our car insurance tools to generate quotes, compare coverage options and find the best insurance company for you. Bankrate’s ... Use this annual percentage rate calculator to determine the annual percentage rate, or APR, for your mortgage. Press the "View Report" button for a full amortization schedule, either by year or by ... 7.99 – 10.23%. To conduct the National Average survey, Bankrate obtains rate information from the 10 largest banks and thrifts in 10 large U.S. markets. The rates shown above are calculated ...For today, Sunday, March 17, 2024, the national average 30-year VA mortgage interest rate is 6.90%, down compared to last week’s of 6.91%. The national average 30-year VA refinance interest rate ...On Sunday, March 17, 2024, the national average 20-year fixed mortgage APR is 6.77%. The average 20-year refinance APR is 6.78%, according to Bankrate's ... Showing results for: Single-family home ...The national average yield for savings accounts is 0.57 percent APY as of Mar. 20, 2024, according to Bankrate’s most recent survey of institutions. Many online banks have savings interest rates ...Fed holds rates steady, indicates three cuts coming sometime in 2024. The Federal Reserve on Wednesday held interest rates steady as expected and signaled it …We know you’re not just planning for today – you’re planning for the future. With Midwest Heritage, you will receive personalized service specific to your financial goals. Dream Home. Dream Loan. Get pre-qualified 7 days a week for your dream home! Our expert team is here to guide you through the process.Popular Direct is an online bank that was launched in July 2016. It offers CDs and a savings account that are opened through federally insured regional bank Popular Bank. 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Jan 16, 2024 · The national annual average for car insurance is $2,545 per year for full coverage and $741 per year for minimum coverage. To compare different auto insurance rates by state, Bankrate gathered ... However, the major drawback is that you need $25,000 to open the Citizens Bank 8-month CD. The current CD rate at Citizens Bank is less competitive than the Citizens Access CD rates. The Citizens ... Use Bankrate.com's free tools, expert analysis, and award-winning content to make smarter financial decisions. Find more about Bankrate.com here. Read our experts' review on Alliant Credit Union's features and product offerings. Bankrate reviews and compares hundreds of banks to help find the right fit for you.Simple savings calculator. Compound savings calculator. Saving goals calculator. Saving for college calculator. Save a million dollars calculator. Save money calculator. Savings income calculator.Maximize your checking: Compare high-yield checking accounts, no-fee checking accounts and more. Best Checking Account Rates. Bank Reviews. Checking vs. Savings Accounts.Compare interest rates for CDs, savings, money market, checking and cash management accounts across thousands of banks, credit unions and non-bank financial service …Key takeaways. Today’s top CD rate is 5.51% APY, with a term of one year. This week, the top APY rose on three-month CDs and fell on nine-month CDs. The highest yields are more than triple the ...Reuters in Istanbul. Share. Turkey’s central bank unexpectedly raised interest rates to 50% on Thursday, citing a deteriorating inflation outlook and pledging to tighten …Use Bankrate.com credit card calculators to plan your debt payoff, compare card costs, optimize rewards and more. Find the best card for your needs.Forex.pk offers daily InterBank currency exchange rates in Pakistan. 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Integrity – Protecting your brand is ...See top banking accounts for 2023, backed with Bankrate's expertise. Low fees, online banks, savings accounts and more—find the best with The Bankrate Awards.Apr 7, 2011 · The full range of available rates varies by state. A representative example of payment terms for a Personal Loan is as follows: a borrower receives a loan of $10,000 for a term of 60 months, with ... Reuters in Istanbul. Share. Turkey’s central bank unexpectedly raised interest rates to 50% on Thursday, citing a deteriorating inflation outlook and pledging to tighten …Bankrate | 17,898 followers on LinkedIn. Guiding you through life’s financial journey. | Founded in 1976, Bankrate is the trusted authority on personal finance and has an extensive track record ...High overall customer satisfaction. Ally Bank ranked third in overall satisfaction among online-only banks for both its checking and savings products, according to J.D. Power’s 2023 Direct ...The money market account national average APY is at 0.47 percent as of Mar. 16, 2024, according to Bankrate’s most recent survey of banks. Top money market account yields – generally at FDIC ...2 days ago · Here’s a summary of our best CD rates of 2024, organized by the highest annual percentage yield (APY) range. Bread Savings Certificate of Deposit: 4.15% to 5.25%. CommunityWide Federal Credit ... Annuity. An annuity is a periodic payment of a sum of money to an individual over time. Find advice and more on annuities. Annuity Calculator. Fixed Annuities. Savings Rates.The average mortgage interest rate for a standard 15-year fixed mortgage is 6.48%, a decrease of 0.01 percentage points from last week’s 6.49%. Fifteen-year fixed …Marcus by Goldman Sachs offers CDs across numerous terms — from six months to six years. The direct bank’s CDs offer competitive yields and require just $500 to open across several CD types ...Read our experts' review on Alliant Credit Union's features and product offerings. Bankrate reviews and compares hundreds of banks to help find the right fit for you.CIT Bank earned a high rating of 4.6 out of 5 on the Apple App Store, but only 3 out of 5 on Google Play. CIT has no branches, but customers can reach a customer service representative by phone 9 ...Here’s a summary of our top accounts organized by the highest APY that one could get. UFB Secure Savings: Up to 5.25% APY. Bread Savings High-Yield Savings Account: 5.15% APY. Bask Interest ...For today, Sunday, March 17, 2024, the national average 30-year VA mortgage interest rate is 6.90%, down compared to last week’s of 6.91%. The national average 30-year VA refinance interest rate ... Total monthly mortgage payment. P. Principal loan amount. r. Monthly interest rate: Lenders provide you an annual rate so you’ll need to divide that figure by 12 (the number of months in a year ... 5 days ago · Today's national 30-year refinance rate trends. On Tuesday, March 19, 2024, the national average interest rate for a 30-year fixed refinance is 6.87%, decreasing 7 basis points over the last week ... TD Bank offers customers a couple of options for savings. With its Simple Savings account, you can earn interest, but it comes with a $5 monthly fee. Luckily there are a few options available for ...CD rates in 2022 through 2024. National average CD yields rose steadily in 2023, as the Federal Reserve continued to hike interest rates at the fastest pace since …Bankrate | 17,898 followers on LinkedIn. Guiding you through life’s financial journey. | Founded in 1976, Bankrate is the trusted authority on personal finance and has an extensive track record ...Use Bankrate.com's free tools, expert analysis, and award-winning content to make smarter financial decisions. Explore personal finance topics including credit cards, investments, identity ...It was kind of like navigating a swamp, full of ads and sketchy mortgage brokers with polarizing reviews. We ended up going with someone local who ended up getting us a great rate with Wells Fargo but providing a buffer against their reputation for dropping the ball. We probably paid a bit more in origination fees but overall got peace of mind.Find the latest rates for all things money and compare with confidence. Use Bankrate.com's free tools, expert analysis, and award-winning content to make smarter financial decisions.The full range of available rates varies by state. A representative example of payment terms for a Personal Loan is as follows: a borrower receives a loan of $10,000 for a term of 60 months, with an interest rate of 21.58% and a 9.84% origination fee of $984, for an APR of 26.82%.Here’s a summary of our top accounts organized by the highest APY that one could get. UFB Secure Savings: Up to 5.25% APY. Bread Savings High-Yield Savings Account: 5.15% APY. Bask Interest ...Bankrate, Inc. 11760 U.S. Highway 1, Suite 500North Palm Beach, Florida 33408U.S.A.Telephone: (561) 630-2400Fax: (561) 625-4540Web site: https://www.bankrate.com Public CompanyIncorporated: 1993 as Intelligent Life CorporationEmployees: 159Sales: $49.05 million (2005)Stock Exchanges: … 48. 49. Use Bankrate.com's free tools, expert analysis, and award-winning content to make smarter financial decisions. Explore personal finance topics including credit cards, investments, identity ... The national average yield for savings accounts is 0.57 percent APY as of Mar. 20, 2024, according to Bankrate’s most recent survey of institutions. Many online banks have savings interest rates ... Top CD rates today: March 1, 2024 — 6 terms earn 5% APY or higher. Explore the top CD rates today to maximize your savings. 6 min read Mar 01, 2024. Chase is known for having checking account bonuses for new customers, and electronic deposits of at least $500 per month can waive the monthly service fee on the Total Checking account. Read ...Start by entering how much you want to borrow in the field marked Loan Info. Then use the personal loan calculator to: Simulate your payback period in years or months. Calculate the ideal interest ...On Sunday, March 17, 2024, the national average 20-year fixed mortgage APR is 6.77%. The average 20-year refinance APR is 6.78%, according to Bankrate's ... Showing results for: Single-family home ...The Swiss National Bank cut its main interest rate by 25 basis points to 1.50% on Thursday, a surprise move which made it the first major central bank to dial back …Compare interest rates for CDs, savings, money market, checking and cash management accounts across thousands of banks, credit unions and non-bank financial service … Credit Cards. Insurance. Taxes. Small Business. Bankrate's loan calculators can help you determine the right type of financing for your needs, calculate monthly payments and pay off debt. Bankrate’s Profile, Revenue and Employees. Bankrate is a publisher and distributor of personal finance content including mortgages, deposits, insurance, credit cards and personal loans. Bankrate’s primary competitors include LendingTree, HSH, SmartAsset and … Savings. Find the latest deals on savings accounts plus ways to maximize yield. High-Yield Savings Account Rates. Savings Calculator. Money Market Rates. Best Banks of 2024. Bank Reviews. Chase is known for having checking account bonuses for new customers, and electronic deposits of at least $500 per month can waive the monthly service fee on the Total Checking account. Read ...The money market account national average APY is at 0.47 percent as of Mar. 16, 2024, according to Bankrate’s most recent survey of banks. Top money market account yields – generally at FDIC ...Number of employees. 384 [4] Parent. Red Ventures. Website. Bankrate.com. Bankrate, LLC is a consumer financial services company based in New York City. Bankrate.com, perhaps its best-known brand, is a personal finance website. As of November 8, 2017, it became a subsidiary of Red Ventures through an acquisition.6 days ago · Monthly payments on cars have soared — an average monthly payment of $532 for used vehicles and $738 if you buy new, according to Experian. Many consumers consider refinancing — or replacing ... Alliant is perhaps best known for its savings account that earns a top-notch rate and requires only $5 to open and $100 to earn interest. Its high-rate checking account and CDs also earn ...Looking for the best offers on banking products? Visit offers.bankrate.com and find exclusive deals on CDs, savings, home equity and more. Compare rates and apply online with Bankrate, the trusted source for financial guidance.Mar 11, 2024 · Best savings account rates for March 2024. Note: Annual percentage yields (APYs) shown are as of March 23, 2024. All other information is current as of March 18, 2024. Mortgage Calculators. Use Bankrate's mortgage calculators to compare mortgage payments, home equity loans and ARM loans. The mortgage calculator offers an amortization schedule. The national annual average for car insurance is $2,545 per year for full coverage and $741 per year for minimum coverage. To compare different auto insurance rates by state, Bankrate gathered ...Americans are struggling to cope with interest rates around 5%, but in Turkey, consumers are facing borrowing costs 10 times as high. Turkey’s central bank shocked …Bankrate, New York, New York. 337,094 likes · 29 talking about this. Guiding you through life’s financial journey. Use this annual percentage rate calculator to determine the annual percentage rate, or APR, for your mortgage. Press the "View Report" button for a full amortization schedule, either by year or by ... Alliant is perhaps best known for its savings account that earns a top-notch rate and requires only $5 to open and $100 to earn interest. Its high-rate checking account and CDs also earn ...Bank Exchange Rate SG Rates © 2024 Timestamp: 2024-03-23 12:14:18 ... We would like to show you a description here but the site won’t allow us. Are you looking for the best savings accounts to grow your money safely and securely? Bankrate.com has done the research for you and ranked the top options …Mar 12, 2024 · 0.15%. $500. CD. 5 years. 0.25%. $500. U.S. Bank offers more competitive rates on its Special CDs. Special CDs come in four terms. A $1,000 minimum deposit is required to earn the special rate. Private credit is a kind of fixed-income investment that allows investors – typically accredited investors and institutional investors – to purchase off-market debt of private companies ...2 days ago · Fortunately for homeowners who haven’t yet had the chance to refinance, mortgage rates could remain low over the next couple of years, averaging 3.8% in 2020 and 2021, according to Freddie Mac.... Ajmadison com, Icna relief, Real floors, Stained glass kitchen sinks, Wintonbury hills, Charlotte nc public library, Big cork winery, Redmond regional medical center, Gu's dumplings atlanta, Vietnam kitchen, Barrel bar, Nail bar fishers, Loutit library, We the kings

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Use Bankrate.com's free tools, expert analysis, and award-winning content to make smarter financial decisions. Find more about Bankrate.com here. 3.75% APY. $0. Ally Bank. 5 years. 3.90% APY. $0. Note: Annual percentage yields (APYs) shown for Ally’s High Yield CD were last updated between Mar. 11 and Mar. 17, and may vary by region for ...Mar 15, 2024 · Updated Mar 15, 2024. Geico, Amica and Progressive are among the best car insurance companies in 2024, according to Bankrate’s research. Find quotes for your area. Compare rates. Explore offers ... 1 TD Choice Promotional CDs and IRA CDs will automatically renew at maturity to the same term at the non-promotional TD Choice CD or IRA CD interest rate and APY in effect at the time of renewal unless we notify you otherwise.. 2 Annual Percentage Yield (APY) is accurate as of and assumes that interest and principal will remain on deposit until maturity.Best CDs For Short-Term (less than 1 year) If you head down to your local bank and ask their CD rates... you're going to find rates that are almost 0%. At Bank of America you'd find 0.03%, at Chase, …For instance, borrowing $320,000 at the mid-March rate of 6.84 percent translates to a monthly principal-and-interest payment of $2,094, according to Bankrate’s mortgage calculator. Borrowing ...Founders Robert Heady. Operating Status Active. Stock Symbol NYSE:RATE. Company Type For Profit. Contact Email [email protected]. Phone Number 561-630-2400. Bankrate is a publisher, aggregator and distributor of personal finance content on the Internet. Bankrate provides consumers with proprietary, fully researched, …7.99 – 10.23%. To conduct the National Average survey, Bankrate obtains rate information from the 10 largest banks and thrifts in 10 large U.S. markets. The rates shown above are calculated ...Visit our FAQ's. Bread Savings offers high-yield savings accounts and certificates of deposit at highly competitive rates. Experience simplified transactions and elevated customer care. For over 30 years, Comenity has been a trusted partner, helping people get more for their money.Bank Exchange Rate SG Rates © 2024 Timestamp: 2024-03-23 12:14:18 ...The Bank of England boss has said "we are on the way" to interest rate cuts after they were left unchanged at 5.25%, their highest for 16 years. The Bank still needed to see …By Rob Wile. The Federal Reserve held its key federal funds interest rate at about 5.5% for March as it continues to fight persistent inflation in the economy. In its …Bankrate How-to. How to: Manage your subscriptions. Article created 3 years ago. 0.89% of full-time workers support a 4-day workweek, hybrid work or remote work. Over four in five (81 percent) people in the workforce would support a four-day workweek, a far higher percentage ...Mar 11, 2024 · Best savings account rates for March 2024. Note: Annual percentage yields (APYs) shown are as of March 23, 2024. All other information is current as of March 18, 2024. Bankrate How-to. How to: Manage your subscriptions. Article created 3 years ago. 0. Credit Cards. Insurance. Taxes. Small Business. Bankrate's loan calculators can help you determine the right type of financing for your needs, calculate monthly payments and pay off debt. Check with your current mortgage servicer, as well as national banks, credit unions, online mortgage lenders and possibly a mortgage broker to compare refinance rates and terms. Make sure you get ... Mortgage Calculators. Use Bankrate's mortgage calculators to compare mortgage payments, home equity loans and ARM loans. The mortgage calculator offers an amortization schedule. Read our experts' review on Alliant Credit Union's features and product offerings. Bankrate reviews and compares hundreds of banks to help find the right fit for you.Bankrate How-to. How to: Manage your subscriptions. Article created 3 years ago. 0.3 days ago · CD rates in 2022 through 2024. National average CD yields rose steadily in 2023, as the Federal Reserve continued to hike interest rates at the fastest pace since the 1980s. In all, Fed officials ... Jan 10, 2023 · See top banking accounts for 2023, backed with Bankrate's expertise. Low fees, online banks, savings accounts and more—find the best with The Bankrate Awards. Credit One Bank – 5.25% APY, $100,000 minimum deposit for APY. CreditOne Bank offers eight terms of jumbo CDs. The terms range from six months to five years. It also offers two bump rate CDs ...Annuity. An annuity is a periodic payment of a sum of money to an individual over time. Find advice and more on annuities. Annuity Calculator. Fixed Annuities. Savings Rates.Mar 13, 2024 · Bankrate.com displays the US treasury constant maturity rate index for 1 year, 5 year, and 10 year T bills, bonds and notes for consumers. The average rate on a HELOC was 10.12 percent as of Dec. 27, while home equity loans cost more than 9 percent, according to Bankrate’s national survey of lenders. Better news could come in 2024 ... Savings. Find the latest deals on savings accounts plus ways to maximize yield. High-Yield Savings Account Rates. Savings Calculator. Money Market Rates. Best Banks of 2024. Bank Reviews. It's a well-known fact that interest rates on savings accounts are incredibly low. In fact, the average savings account is hovering around 0.10% 1.That's such a far cry from pre-crisis times, it's shocking.7.99 – 10.23%. To conduct the National Average survey, Bankrate obtains rate information from the 10 largest banks and thrifts in 10 large U.S. markets. The rates shown above are calculated ...Best CDs For Short-Term (less than 1 year) If you head down to your local bank and ask their CD rates... you're going to find rates that are almost 0%. At Bank of America you'd find 0.03%, at Chase, 0.05%—do we need to keep going? This is why these banks are so much better, in fact they are some 20-30x better …3 days ago · CD rates in 2022 through 2024. National average CD yields rose steadily in 2023, as the Federal Reserve continued to hike interest rates at the fastest pace since the 1980s. In all, Fed officials ... Bankrate, New York, New York. 337,094 likes · 29 talking about this. Guiding you through life’s financial journey.4 days ago · 35. 36. Find news and advice on personal, auto, and student loans. Compare rates from lenders to get the best deal. The Federal Reserve has raised its rate multiple times since March 2022, leading banks to raise their rates too. For more on rate changes, see our analysis of current CD rates. If you don’t...Advertiser Disclosure Bankrate.com is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which Bankrate.com receives compensation.Credit card debt is rising at a time when America is struggling to save. The personal savings rate stood at 3.8% in January, according to federal data, meaning that …4 days ago · For instance, borrowing $320,000 at the mid-March rate of 6.84 percent translates to a monthly principal-and-interest payment of $2,094, according to Bankrate’s mortgage calculator. Borrowing ... Marcus by Goldman Sachs offers CDs across numerous terms — from six months to six years. The direct bank’s CDs offer competitive yields and require just $500 to open across several CD types ... Free calculators for your every need. Find the right online calculator to finesse your monthly budget, compare borrowing costs and plan for your future. The average mortgage interest rate for a standard 15-year fixed mortgage is 6.48%, a decrease of 0.01 percentage points from last week’s 6.49%. Fifteen-year fixed …Americans are struggling to cope with interest rates around 5%, but in Turkey, consumers are facing borrowing costs 10 times as high. Turkey’s central bank shocked …4.5. Overview. BrioDirect offers a High-Yield Savings account that offers a competitive yield that requires $5,000 to open. Read Bankrate's Expert BrioDirect Review. 5.35% APY. $5,000 min. deposit ...26% of working women are leaving free money on the table that could set back their retirement. New Bankrate research shows more women than men are not saving for retirement. 9 min read Mar 04 ...Apr 7, 2011 · The full range of available rates varies by state. A representative example of payment terms for a Personal Loan is as follows: a borrower receives a loan of $10,000 for a term of 60 months, with ... Some specific CDC-recommended light strength exercises that can incorporate functional movements include weight lifting, using resistance bands, working in a …Jan 16, 2024 · The national annual average for car insurance is $2,545 per year for full coverage and $741 per year for minimum coverage. To compare different auto insurance rates by state, Bankrate gathered ... Monthly payments on cars have soared — an average monthly payment of $532 for used vehicles and $738 if you buy new, according to Experian. Many consumers consider refinancing — or replacing ...However, the major drawback is that you need $25,000 to open the Citizens Bank 8-month CD. The current CD rate at Citizens Bank is less competitive than the Citizens Access CD rates. The Citizens ...The money market account national average APY is at 0.47 percent as of Mar. 16, 2024, according to Bankrate’s most recent survey of banks. Top money market account yields – generally at FDIC ...Some specific CDC-recommended light strength exercises that can incorporate functional movements include weight lifting, using resistance bands, working in a …Bankrate’s Profile, Revenue and Employees. Bankrate is a publisher and distributor of personal finance content including mortgages, deposits, insurance, credit cards and personal loans. Bankrate’s primary competitors include LendingTree, HSH, SmartAsset and …4.5. Overview. BrioDirect offers a High-Yield Savings account that offers a competitive yield that requires $5,000 to open. Read Bankrate's Expert BrioDirect Review. 5.35% APY. $5,000 min. deposit ...4 days ago · For instance, borrowing $320,000 at the mid-March rate of 6.84 percent translates to a monthly principal-and-interest payment of $2,094, according to Bankrate’s mortgage calculator. Borrowing ... Annuity. An annuity is a periodic payment of a sum of money to an individual over time. Find advice and more on annuities. Annuity Calculator. Fixed Annuities. Savings Rates.For instance, borrowing $320,000 at the mid-March rate of 6.84 percent translates to a monthly principal-and-interest payment of $2,094, according to Bankrate’s mortgage calculator. Borrowing ...Americans are struggling to cope with interest rates around 5%, but in Turkey, consumers are facing borrowing costs 10 times as high. Turkey’s central bank shocked … Use Bankrate.com's free tools, expert analysis, and award-winning content to make smarter financial decisions. Explore personal finance topics including credit cards, investments, identity protection, autos, retirement, credit reports, and so much more. 2 days ago · Fortunately for homeowners who haven’t yet had the chance to refinance, mortgage rates could remain low over the next couple of years, averaging 3.8% in 2020 and 2021, according to Freddie Mac.... Auto insurance protects your finances from the unexpected. Use our car insurance tools to generate quotes, compare coverage options and find the best insurance company for you. Bankrate’s ...7.99 – 10.23%. To conduct the National Average survey, Bankrate obtains rate information from the 10 largest banks and thrifts in 10 large U.S. markets. The rates shown above are calculated ...Mar 17, 2024 · 7.99 – 10.23%. To conduct the National Average survey, Bankrate obtains rate information from the 10 largest banks and thrifts in 10 large U.S. markets. The rates shown above are calculated ... Wema Bank rates for USD is listed. Polaris Exchange Rates. Polaris Bank Limited Rates. GBP ₦ 672, CAD ₦ 382... Polaris Bank rates for GBP, CAD, EUR and USD are listed. Daily bank exchange rates for banks operating in Nigeria; GTBank, Stanbic IBTC, Zenith Bank, Access Bank, UBA, Ecobank, FCMB, First Bank.Credit One Bank – 5.25% APY, $100,000 minimum deposit for APY. CreditOne Bank offers eight terms of jumbo CDs. The terms range from six months to five years. It also offers two bump rate CDs ... Check with your current mortgage servicer, as well as national banks, credit unions, online mortgage lenders and possibly a mortgage broker to compare refinance rates and terms. Make sure you get ... Bankrate offers product comparison tools, calculators, editorial content and more to help savers and spenders reach their goals. Whether you’re looking to secure a mortgage, …Compare interest rates for CDs, savings, money market, checking and cash management accounts across thousands of banks, credit unions and non-bank financial service providers. Find the highest ...Are you looking for the best savings accounts to grow your money safely and securely? Bankrate.com has done the research for you and ranked the top options …The highest interest rates are significantly better than the national average of 0.47%. The institutions below offer some of the highest interest rates on savings accounts. With a rate of 5% APY ...Annuity. An annuity is a periodic payment of a sum of money to an individual over time. Find advice and more on annuities. Annuity Calculator. Fixed Annuities. Savings Rates.The national average yield for savings accounts is 0.57 percent APY as of Mar. 20, 2024, according to Bankrate’s most recent survey of institutions. Many online banks have savings interest rates .... 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