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Flowood (4 miles) Pearl (6 miles) Richland (8 miles) Tougaloo (11 miles) Whitfield (12 miles) Clinton (14 miles) Byram (14 miles) Related CategoriesOther drawbacks include: Higher interest rate – Your interest rate is going to be higher than average, too. You should expect it to be in the double digits, and this raises the overall cost of the loan. Down payment required – A down payment is usually required when taking out a loan at a BHPH lot. How much is …Mar 6, 2024 · For example, if the dealership is asking $3,000 down on a vehicle and you have $2,500 down, then the dealership might go ahead and approve you to drive out the vehicle that same day if you agree to defer the remaining balance of $500 ($3,000 minus $2,500) in a short period of time, usually within 1-2 weeks. Call us at(602) 830-1546. As a premier car dealership in AZ, we’re here to make your car-buying journey smooth and enjoyable. 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